Wells Fargo 2 cash back Credit Card

Wells Fargo Credit Card
Wells Fargo Credit Card

Introducing the Wells Fargo Active Cash Card – your key to a world of financial flexibility and rewards. Designed to empower your everyday spending, this credit card combines convenience with cash-back benefits, offering you a seamless and rewarding experience. As a trusted name in banking, Wells Fargo brings you the Active Cash Card, crafted to cater to your dynamic lifestyle.

With the Wells Fargo Active Cash Card, you can enjoy the simplicity of making purchases while earning unlimited cash back on every transaction. Whether you’re shopping for essentials or treating yourself to something special, this card is your companion for maximizing rewards with minimal effort.

Stay tuned as we delve into the features and benefits that set the Wells Fargo Active Cash Card apart, enhancing your financial journey and ensuring that every purchase contributes to a more rewarding future.

Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months.

Plus, earn unlimited 2% cash rewards on purchases $0 Annual Fee

Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone, or in a branch. Apply now on this page to take advantage of these offers.

Enjoy our best cash-back credit card ever with these welcome offers!

$200 cash rewards

when you spend $500 on purchases
in the first 3 months

15 months of our lowest intro APR

Enjoy 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. After that, your variable APR will be 20.24%25.24%, or 29.99%. Balance transfers made within 120 days qualify for the intro rate and fee.

How will you redeem your cash rewards?

Wells Fargo
Wells Fargo

Plus more Active Cash Card features and benefits

Cellular Telephone Protection

Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Security features

Help keep your account information secure with advanced security features like Voice Verification and 2-step Verification at sign-on.

Zero Liability protection

Built-in protection features ensure that you won’t be held responsible for unauthorized transactions, as long as they’re reported promptly.

Emergency cash disbursement and card replacement

Get an emergency cash advance disbursed or a card replaced within one to three business days, in some cases, within 24 hours.

Enjoy extraordinary Visa Signature privileges with the Active Cash Card

24/7 Concierge service

Find tickets to top sports and entertainment events, book travel, make dinner reservations, and more with your complimentary 24/7 Visa Signature Concierge.

Luxury Hotel Collection

The Active Cash Card offers you a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Benefits include room upgrades, late check-out, and complimentary breakfast. Visit Visa Signature Hotel Collection and learn more.

Redeem your unlimited cash rewards your way with Wells Fargo Rewards

Choose a cash redemption option or redeem your rewards for travel, gift cards, and more

For more details on redeeming your cash rewards, visit wellsfargo.com/rewards

Wells Fargo
Wells Fargo

Active Cash Card Awards

The Active Cash Card is our best cash rewards card ever!

The Ascent, a Motley Fool Service

Wells Fargo
Wells Fargo


2022 Best Cash Back Card Overall
2023 Best No Annual Fee Credit Card
2022 Best New Credit Card Launch



Cash Back Credit Card FAQs

If you’re a primary or secondary Visa® cardholder, you may be eligible to switch your credit card to better fit your needs. No need to submit another application, undergo a credit check, or change your account number. Note that if you switch products, you will not receive a new rewards bonus offer or new introductory annual percentage rates. Follow the steps below to switch:

  • Sign on to your account
  • Select your current credit card
  • Desktop, laptop, and tablet: Go to your card details page and select Switch My Credit Card in the right-hand menu.
  • Mobile browser: Go to your card details page; in the top navigation, swipe left select More, and then select Switch My Credit Card.
  • Wells Fargo Mobile app: Select your card and then go to the Manage Account tab and tap Switch My Credit Card.

You’ll receive a new card in the mail and any rewards balance will transfer to the new card.

You can request a balance transfer when you submit a credit card application, which will be subject to approval. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.

Yes, typically there is a balance transfer fee associated with the Wells Fargo Active Cash Card. Please refer to the Important Credit Terms for the most current rate and fee information.

It can take up to 14 days to post a balance transfer to your credit card account.

We call this a Foreign Currency Conversion fee. There is a 3% fee for each foreign transaction amount converted to U.S. dollars. Please refer to the Important Credit Terms for the most current rate and fee information.

The Active Cash Card has been awarded accolades by NerdwalletWallethub, and The Ascent, a Motley Fool service including, Best Credit Card for Simple Cash BackBest Overall Credit Card for Cash Back, and Best No Annual Fee Cash Back Credit Card.

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